14 NE 1st AVENUE Ste.513
MIAMI, FL 3132
PH:   305-883-460 4                                  FAX: 305-351-8777

   ​​As trustworthy providers of auto insurance , First Avenue Insurance offers drivers the security and protection of comprehensive coverage at competitive rates. Streamline your policy with tailored options with the expertise of our car insurance specialists. Our advisers are well versed insurance product offerings and provide personalized customer service as well as straightforward guidance that takes the guesswork out insurance protection for your vehicle. 
Protect Your Assets​
We Have a Plan for You 
Optimal auto insurance involves safeguarding yourself, your passengers and your vehicle against any and all potential risks and liability, while ensuring that premiums reflect your needs and are balanced according to your budget. Discuss your concerns with Jonray Insurance Inc. insurance experts to achieve financial protection before you are faced with significant property loss or medical expenses due damages to your vehicle. We offer guidance for clarifying overlapping coverage options and create all-inclusive auto insurance plans that are precisely tailored to drivers in Miami. 
Don’t wait until it is too late. You may be an extremely careful driver, but that is often only one part of an accident equation. All it takes is one bad driver for you to have a bad day. Talk to a Jonray Insurance Inc. representative so that when an accident happens, you are ready.

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 Auto Insurance Options 

Liability insurance: 
Provides coverage to the policyholder for medical or property damage when liable to the other party in the event of a vehicle accident 
Collision coverage: 
Covers expenses for vehicle damage and / or total loss 
Comprehensive vehicle coverage: 
Insurance protection for damages due to an act of God, natural disaster, theft or fire 
Personal injury protection:  (PIP)
Coverage of the medical expenses for you and your passenger 
Uninsured/ Underinsured Motorist Protection: 
Insurance to protect you against loss when the other party is not insured 

Additional coverages:
 Road Side Emergency Assistance and/or Rental Reimbursement.

        Florida: No-Fault State
In Florida you live in a no-fault state, your own insurance  company pays for injuries to you and your passengers  regardless of who's at fault.
Most no-fault states also let  you sue the at fault driver if you have serious injuries.  However, you still must file a claim with the at-fault  driver's insurance company to be paid for damages to  your vehicle
 We offer a variety of coverages based on your specific needs Florida Law requires to carry a minimum of  $10,000 in property damage and $10,000 in personal injury